Unlocking new doors to homeownership.

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Digital when you want it, human when you need it.®

Finally, an easier way to apply, compare, get approved and closed, 100% online with 24/7 human support when you need it. Get started today.

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Close in days,
not months.

Our focus is for you to close in days, not months. By designing a revolutionary platform, we’ve enabled you to take control of your home buying experience.​

We enhance speed, reduce cost, provide transparency and make your dreams a reality with a powerful, automated process.

Find the right lender and option for you.

We’re a digital mortgage marketplace, allowing you to compare top lenders AND shop options that best fit your goals without having to leave your couch.

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Check your rates in minutes. 100% free and online.

Unmo’s cutting edge digital process streamlines your home buying experience from start to finish. With 24/7 support, we’re here to answer questions and provide you with a smooth and hassle free process.

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How it works

Apply. Sit back and relax.

Create your Unmo profile and apply to gain access to your personalized Unmo dashboard. Here you will be able to see what you qualify for, upload your documents and even download your pre-approval letter!

Compare Top Mortgage Lenders. 100% online.

While you compare multiple top lenders, we'll preemptively prepare you for the underwriting process so when you're ready to move forward we can get you on your way to closing!

Closed...and done.

We’ll help you close in days not months. No headaches, no more constant phone calls, and all online! We’re lightning fast and we’re here when you need it the most.
Learn more.

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One application, multiple lenders.

Unmo's single mortgage application allows you to compare multiple lenders in one place. We simplify the daunting and complex mortgage process by providing a simple, secure and fully digital one-stop-shop.

Rocket Mortgage
15 Year
15 year fixed
$2487 per month
$1214 total closing cost
$25,000 total down payment
Choose plan
Most Popular
Homepoint Financial
30 Year
30 year fixed
$1924 per month
$0 total closing cost
Choose plan
Caliber Home Loans
10 Year
10 year fixed
$2835 per month
$600 total closing cost
$25,000 total down payment
Choose plan

example figures shown above.

Don't just take our word for it.

Check out why customers are raving about us.

Victoria K.
First Time Home Buyer

Unmo will be the only mortgage company I ever use!
Before finding Unmo, I was going crazy making excel spreadsheets trying to find the perfect rate without hidden fees. Forget trying to find the perfect rate all on your own, Unmo has your back.  Unmo goes above and beyond to make sure house buying is less stressful.

John L.
Compared rates for purchase

10 out of 10. I worked with Mike early in the process to find the best deal on the market and then Joe was able to provide top notch service to make sure we closed on time and under budget. There were no surprises – just the way I like it.

Eric H.
First Time Home Buyer

Many mortgage websites advertise that you can compare rates and lenders, but they are click baits most of the time, and if you want to get a rate estimate, you have to provide a plethora of personal information short of what you had for breakfast yesterday. As a first time home buyer, I almost became victim to a lender who was going to lock in an extremely high rate because I didn’t have a quick, easy and understandable method of comparing loans. Thankfully, I was referred to Unmo at the last minute and was able to lock in a significantly better rate.

Latest blog posts

January 16, 2023
Understanding Taxes and other Costs of Owning Real Estate

Real estate is often a popular investment choice for its potential to generate income and appreciate in value over time. But in addition to the purchase price of a property, there are other costs associated with owning real estate that it is important to understand before making an investment. These costs can include taxes, maintenance fees, insurance premiums, and more.

Read More
January 16, 2023
Mortgage Terms and Conditions to Consider Before Making an Offer

Mortgages are a long-term financial commitment, so it's important to understand all of the terms and conditions before you make an offer. As a potential homebuyer, there are several things to consider when choosing a mortgage lender and the type of loan that best suits your needs. Here are some key terms and conditions to consider before making an offer on a property:

Read More
January 16, 2023
Investment and Rental Opportunities in Vacation Homes

Investment in vacation homes has become increasingly popular over the last few years, as it can provide a steady source of income and long-term returns. Many people are drawn to the idea of having a home away from home that can be rented out when they're not using it, but there are a few important things to consider before investing in a vacation property.

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